10 Capital One finance leaders
Line-of-business CFOs make up most of these Capital One finance leaders, covering card, commercial real estate, the payment network, card partnerships and Capital One Shopping, alongside the controller and chief accounting officer, the head of corporate treasury and two people working on the Discover integration. Nine hold current Capital One roles, which suits a finance team planning a merger integration or deciding how much finance to embed in each business.
Professionals to explore
Andrew Mahtaney
LinkedInExperience: Chief Financial Officer for Discover Integration and Head of Finance Integration · Capital One
Andrew Mahtaney has been Chief Financial Officer for Discover Integration and Head of Finance Integration at Capital One since 2024 and was a key member of the deal team during diligence. Andrew was Senior Vice President - CFO Retail and Premium Products (2022-2024), Managing Vice President (2021-2023) and Senior Vice President (2010-2024) at Capital One, and a Manager at Accenture (2007-2010), a fit for deal and integration finance questions.
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Colin Ruh
LinkedInExperience: Former SVP, CFO for Card, Consumer, Commercial · Capital One
Colin Ruh was SVP, CFO for Card, Consumer, Commercial at Capital One from 2008 to 2018, where Colin led FP&A and strategic finance for Capital One's divisions and managed a finance staff of 250. Colin was also SVP, CFO for Auto and Mortgage (2006-2008), SVP, Chief of Staff and manager of Card Project Delivery Office (2018-2021) and SVP, Chief Risk Officer, Card Division (2021-2023) at Capital One.
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Erin Sahly
LinkedInExperience: Managing Vice President, LOB CFO Card Partnerships, International Card, Personal Loans · Capital One
Erin Sahly is Managing Vice President, LOB CFO Card Partnerships, International Card, Personal Loans at Capital One (since 2026) and held the same CFO role as VP (2025-2026). Erin was also Vice President, LOB CFO Commercial and Industrial Lending (2021-2023), Sr. Director, LOB CFO Commercial and Industrial Lending (2019-2021) and Director, Financial Planning & Analysis (2017-2019) at Capital One.
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Franco Harris
LinkedInExperience: Assistant Treasurer and Head of Corporate Treasury · Capital One
Corporate funding and the securities investment portfolio are Franco Harris's responsibility as Assistant Treasurer and Head of Corporate Treasury at Capital One since 2024, including unsecured debt programs, brokered MMDA/CD programs, equity issuance and share buybacks. Franco was Managing Vice President of Corporate Funding and Securities Investment Portfolio (2021-2025) and Vice President of Capital Markets (2018-2021) at Capital One.
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Jay Jeffords
LinkedInExperience: VP, CFO of Capital One Shopping · Capital One
Finance for Capital One Shopping is the fit for Jay Jeffords, VP, CFO of Capital One Shopping since 2026, who also holds Head of Cross-Business Finance & Strategy at Stripe (since 2023). Jay was Sr Manager, Corporate Finance & Strategy (2022-2023) and Finance & Strategy Partner, People and Workplace (2019-2022) at Stripe, and Manager, Finance and Business Operations at WeWork (2018-2019).
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Kim Dean
LinkedInExperience: Managing Vice President, Finance · Capital One
Finance Integration Lead for the Capital One / Discover merger is how Kim Dean describes the work as Managing Vice President, Finance at Capital One, a title held since 2024. Kim was also Managing Vice President, Chief of Staff to the CFO (2017-2021), Managing Vice President, Product Operations, Card (2022-2024) and Managing Vice President, Corporate Development (2002-2017) at Capital One, a fit for merger integration and corporate development questions.
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Liz Kitchin
LinkedInExperience: Former CFO, Mainstreet Card · Capital One
Since 2025, Liz Kitchin has been CFO, Mainstreet Card at Capital One, after CFO, Corporate Banking (2023-2025). Liz also held Senior Director (2022-2023), Director (2020-2022) and Senior Manager (2018-2020) in Financial Planning & Analysis at Capital One, which makes planning and analysis for a card business and for corporate banking the natural topics.
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Philip Sultan
LinkedInExperience: Multi-Divisional CFO - Global Payment Network · Capital One
In 2026 Philip Sultan became Multi-Divisional CFO - Global Payment Network at Capital One, covering Discover Network, Diners Club International and Network Alliances. Philip was Business Unit CFO - International Payments (2022-2026), Director Payments Strategy and M&A (2019-2022) and Head of LOB Finance - Student Loans (2017-2019) at Discover Financial Services, a fit for payment network finance questions.
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Tim Murphy
LinkedInExperience: Vice President, Line of Business CFO - Commercial Real Estate · Capital One
From New York, Tim Murphy has been Vice President, Line of Business CFO - Commercial Real Estate at Capital One since 2021, as CFO for a Commercial Real Estate business with $30B+ in balance sheet loan outstandings in the Commercial Bank. Tim was a Senior Director (2019-2021), Director (2016-2019), Senior Manager (2015-2016) and Manager (2013-2015) at Capital One, a fit for commercial lending finance.
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Timothy Golden
LinkedInExperience: SVP, Controller & Chief Accounting Officer · Capital One
Accounting, financial reporting and audit committee work are the strongest topics for Timothy Golden, SVP, Controller & Chief Accounting Officer at Capital One since 2017, after Partner, Banking and Capital Markets at PwC (1996-2017). Timothy describes working as a strategic partner to the board and audit committee and on AI-enabled process automation.
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Choose the right perspective
For merger integration, Andrew Mahtaney and Kim Dean hold Discover integration roles and Philip Sultan came over from Discover Financial Services. Accounting and funding questions belong with Timothy Golden and Franco Harris, while Liz Kitchin, Erin Sahly, Tim Murphy, Jay Jeffords and Colin Ruh are the line-of-business CFOs to ask about planning inside card, commercial lending, commercial real estate or shopping.
Questions to take into the conversation
- 01How does Capital One split finance work between a line-of-business CFO and the corporate controller's team when a new product launches?
- 02What did Capital One's finance teams have to combine first when integrating Discover, and what could wait?
- 03How does corporate treasury at Capital One balance deposit programs, debt issuance and share buybacks when funding needs change?
About this directory
This is a professional research starting point based on business profile data retrieved on . Titles and companies reflect that source snapshot; roles marked former had ended by then. Check the linked profiles for current details. Inclusion does not imply Instant Expert membership or availability.