Banking
10 commercial lending experts
These ten bankers have led commercial lending at banks, with titles such as chief commercial lending officer, head of commercial lending and chief lending officer. A reader can learn how banks build and run commercial lending teams and loan portfolios.
Professionals to explore
01—10Cary Mawbey
LinkedInExperience: Chief Commercial Lending Officer · First Farmers Bank & Trust
Chief Commercial Lending Officer at First Farmers Bank & Trust since June 2000. The profile describes an experienced commercial lender with a history in the banking industry, skilled in negotiation, construction loans, commercial lending and credit analysis, and a graduate of the I.B.A. Commercial Lending School.
Doug Seibel
LinkedInExperience: SVP-Commercial Lending Group (Chief Lending Officer) · ACNB Bank
EVP-Chief Lending and Revenue Officer at ACNB Bank since January 2016, with SVP-Commercial Lending Group (Chief Lending Officer) at ACNB Bank also listed from August 2008. Former SVP - Commercial Lending Group at Susquehanna Bank (2006–2008) and SVP-Commercial Lending at Community Banks (2003–2006). The profile describes managing commercial lending groups at multiple institutions in SouthCentral PA.
Jessica Royce
LinkedInExperience: SVP, Chief Commercial Lending Officer · Main Street Bank
SVP, Chief Commercial Lending Officer at Main Street Bank since September 2025. Former Senior Vice President, East Region Team Lead, Commercial Lending (2023–2025) and First Vice President, East Team Lead Commercial Lending (2016–2023) at Country Bank, and Vice President, Business Lending Officer at Webster Five Cents Savings Bank (2012–2016).
Kelley Cwiklinski
LinkedInExperience: EVP Chief Commercial Lending Officer · C&N
EVP Chief Commercial Lending Officer at C&N since July 2020. Former EVP Chief Lending Officer at Covenant Bank PA (2015–2020), Senior Vice President Team Leader Commercial Lending at Team Capital Bank (2009–2015) and Senior Vice President at Santander US (1998–2009).
Lewis Cyr
LinkedInExperience: Chief Lending Officer · Penn Community Bank
Chief Lending Officer at Penn Community Bank since March 2020, where the profile describes responsibility for all Commercial Banking activities, both C & I and Commercial Real Estate, across the bank's footprint. Former Market President Corporate Banking Manager at BB&T (2016–2020) and Executive Vice President at National Penn (2015–2016).
Matt Poston
LinkedInExperience: SVP, Head of Commercial Lending · Vinton County National Bank (VCNB)
SVP, Head of Commercial Lending at Vinton County National Bank (VCNB) since January 2025, with VP, Commercial Lender there also listed from October 2015. Former Retail Banking Officer II, OIC, AVP at Vinton County National Bank (VCNB) (2010–2015). The profile's timeline also lists Vice President, Commercial Lender from August 2017 and AVP, Commercial Lender from October 2015.
Michael Garland
LinkedInExperience: Executive Vice President, Chief Lending Officer · Citizen State Bank, Luling
Executive Vice President, Chief Lending Officer at Citizen State Bank, Luling since January 2021. The profile says the role is in charge of commercial lending and underwriting at the bank, working with businesses and individuals mainly on commercial real estate financing, including acquisition, development, construction and refinancing. Former Vice President at San Antonio National Bank (2007–2009).
Michael Himmes
LinkedInExperience: Senior Vice President & Chief Commercial Lending Officer · Community Bank of Elmhurst
Senior Vice President & Chief Commercial Lending Officer at Community Bank of Elmhurst since October 2019. Former Vice President, Commercial Lending at Signature Bank (2015–2019), Vice President, Commercial Banking at Suburban Bank and Trust (2013–2015) and Assistant Vice President, Commercial Banking at MB Financial Bank (2010–2013).
Ryan Hess
LinkedInExperience: SVP, Chief Commercial Banking Officer · Florence Bank
SVP, Chief Commercial Banking Officer at Florence Bank since January 2026, where the profile describes responsibility for the growth and management of the bank's commercial loan and deposit business; former Vice President, Commercial Team Leader there (2023–2026). Former Chief Lending Officer at New Valley Bank & Trust (2018–2023) and Vice President - Commercial Lending at People's United Bank, N.A. (2016–2018).
Thomas Lund
LinkedInExperience: Executive Vice President Director of Commercial Lending · The Bank of Elk River
Executive Vice President Director of Commercial Lending at The Bank of Elk River since January 2013, where the profile says responsibilities include direct management of 8 commercial lenders. Former President CEO at 1st Regents Bank (2003–2013) and Vice President at First Bank Elk River (1993–2003).
Choose the right perspective
Match the person's bank size and loan mix to your question, since commercial real estate, C&I and agricultural lending each call for different underwriting and portfolio habits. Also consider whether you need someone who manages a team of lenders or someone closer to day-to-day deal origination.
Questions to take into the conversation
- 01How do you balance loan growth targets with credit quality when setting goals for commercial lenders?
- 02Which underwriting standards do you hold firm on for commercial real estate and C&I loans, and where do you allow flexibility?
- 03How do you watch a commercial loan portfolio for concentration risk and early signs of trouble?
Reaching commercial lending experts
How can I contact one of these commercial lending experts?
Pick one of the 10 people on this page and choose "Book a paid call", or describe your project to find others. You offer a fee for a 15-minute call or a written answer, Instant Expert finds the person's work email and sends the invitation, and they decide whether to accept. The list covers 10 companies, including First Farmers Bank & Trust, ACNB Bank and Main Street Bank, based on profile data retrieved on October 3, 2026. Being listed here doesn't mean someone has agreed to take calls.
How much does it cost to reach commercial lending experts?
You choose the offer, starting at $5 per person. It includes Instant Expert's 20% fee, so an offer that pays the person $100 costs you $125. You're charged only when the person books the call or sends the answer.
What if they don't reply?
You pay nothing. Instant Expert sends follow-up reminders, and if the person hasn't booked or answered within 7 days, the request expires and any hold on your card is released. You can invite several of the 10 people on this list at once and cap your total spend, so you pay only for the ones who accept.
About this directory
This is a professional research starting point based on business profile data retrieved on . Titles and companies reflect that source snapshot and may describe past or present roles. Check the linked profiles for current details. Inclusion does not imply Instant Expert membership or availability.
Request a correction or removal