Banking
10 Capital One legal leaders
These ten Capital One legal leaders hold deputy general counsel and senior director associate general counsel roles at Capital One. A reader can learn how legal leaders work at Capital One from people who have held the role.
Professionals to explore
01—10Aaron Walters
LinkedInExperience: Senior Director, Associate General Counsel · Capital One
Senior Director, Associate General Counsel at Capital One since July 2016, leading the Employment Law Group in Richmond according to the profile, with a practice focused on advising Human Resources and Corporate Insurance and managing employment litigation. The profile also lists Assistant General Counsel at Capital One Services, LLC since 2009.
Brian Larkin
LinkedInExperience: Senior Director, Associate General Counsel · Capital One
Senior Director, Associate General Counsel at Capital One since July 2018, specializing in fair lending and community reinvestment according to the profile. Another Capital One role shown is Director, Assistant General Counsel (2016–2018); other roles shown are Associate, Financial Services at Arnold & Porter (2008–2016) and Business Analyst at Fannie Mae (2003–2005).
Holly Youngwood
LinkedInExperience: Senior Vice President & Deputy General Counsel, Head of Governance and Securities · Capital One
Senior Vice President & Deputy General Counsel, Head of Governance and Securities at Capital One since June 2026, serving as a strategic partner to the Board of Directors and executives according to the profile. Other roles shown are Managing Director, Associate General Counsel at JPMorganChase (2016–2026) and Partner at Willkie Farr & Gallagher LLP (1994–2009).
Jack Wickham
LinkedInExperience: Senior Director & Associate General Counsel - Corporate and Strategic Transactions · Capital One
Senior Director & Associate General Counsel - Corporate and Strategic Transactions at Capital One since August 2026, leading a team of legal dealmakers according to the profile. Another Capital One role shown is Director & Assistant General Counsel - Corporate and Strategic Transactions (2022–2026); other roles shown are Associate at Covington & Burling LLP (2018–2022) and Jones Day (2013–2017).
John Scott
LinkedInExperience: Senior Director, Associate General Counsel · Capital One
Senior Director, Associate General Counsel at Capital One since January 2020; the profile headline describes the role as Chief Counsel for Commercial Bank Litigation & Restructuring. Other roles shown are Partner at Reed Smith LLP (2008–2020) and Associate at Anderson Kill (2001–2008), and the profile lists a 2023 LCLD fellowship.
Jonathan Chiu
LinkedInExperience: Senior Director, Associate General Counsel (Enterprise Innovation Legal) · Capital One
Senior Director, Associate General Counsel (Enterprise Innovation Legal) at Capital One since June 2023, working on technology, data and AI strategy alongside legal and regulatory compliance according to the profile headline. Other Capital One roles shown are Senior Director, Associate General Counsel in Governance & Securities (2020–2023), Enterprise Regulatory Advisory (2019–2020) and Regulatory Advisory (2017).
Nicole Allnutt
LinkedInExperience: Senior Director, Associate General Counsel - Global Payment Network · Capital One
Senior Director, Associate General Counsel - Global Payment Network at Capital One since November 2025, serving as business counsel for Discover, Diners Club and Pulse according to the profile. Other Capital One roles shown are Senior Director, Associate General Counsel - Discover Integration (2024–2025) and Treasury Management and Commercial Operations legal roles (2019–2024).
Patrick Bernhardt
LinkedInExperience: Senior Director, Associate General Counsel, Privacy and Data Protection · Capital One
Senior Director, Associate General Counsel, Privacy and Data Protection at Capital One since January 2025, serving as lead counsel for privacy and data protection according to the profile. Other Capital One roles shown are Director, Assistant General Counsel, Privacy and Data Protection (2022–2025) and Senior Counsel (2019–2022); other roles shown are privacy associate roles at WilmerHale and Morrison Foerster (2013–2019).
Rachel Baylis
LinkedInExperience: Sr. Director, Associate General Counsel - Cybersecurity, Cloud and Data Governance · Capital One
Sr. Director, Associate General Counsel - Cybersecurity, Cloud and Data Governance at Capital One since February 2020, leading a team of legal professionals as business counsel according to the profile. Another Capital One role shown is Director, Lead Cybersecurity Counsel (2016–2020); other roles shown are Sr. Transactions Counsel at Arnold & Porter (2011–2016) and Corporate Counsel at Williams Mullen (2009–2011).
Stephen Brownback
LinkedInExperience: Senior Director, Associate General Counsel, Credit Card & Bank · Capital One
Senior Director, Associate General Counsel, Credit Card & Bank at Capital One since February 2016, leading legal strategy for consumer lending businesses according to the profile. Another Capital One role shown is Director, Assistant General Counsel, Credit Card (2014–2016); other roles shown are General Counsel, Genworth Home Equity Access & CareScout (2010–2014) and Vice President & Associate General Counsel at Genworth (2008–2014).
Choose the right perspective
Match the person's practice area, such as governance and securities, strategic transactions, consumer lending, fair lending, privacy, payment networks, cybersecurity or employment law, to the question you are bringing. Look at how long the person has held the current role when your question is about recent changes.
Questions to take into the conversation
- 01How does a bank legal team counsel credit card and consumer lending businesses on regulation?
- 02How do in-house lawyers at a bank support the integration of an acquired payment network?
- 03How does a large bank's legal department handle privacy and cybersecurity obligations for cloud-based systems?
Reaching Capital One legal leaders
How can I contact one of these Capital One legal leaders?
Pick one of the 10 people on this page and choose "Book a paid call", or describe your project to find others. You offer a fee for a 15-minute call or a written answer, Instant Expert finds the person's work email and sends the invitation, and they decide whether to accept. The list covers 1 company: Capital One, based on profile data retrieved on October 15, 2026. Being listed here doesn't mean someone has agreed to take calls.
How much does it cost to reach Capital One legal leaders?
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About this directory
This is a professional research starting point based on business profile data retrieved on . Titles and companies reflect that source snapshot; roles marked former had ended by then. Check the linked profiles for current details. Inclusion does not imply Instant Expert membership or availability.
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