10 Frost Bank IT leaders
Linda Albornoz, Sr. EVP and CIO at Frost, is the most senior current person among these Frost Bank IT leaders, who also lead the IT management office, workplace technology, architecture, data and analytics and commercial banking technology. A reader can learn how IT leaders work at Frost Bank from people who have held the role.
Professionals to explore
Amy Braden
LinkedInExperience: SVP, IT Management Office (ITMO) Director · Frost
Amy Braden has been SVP, IT Management Office (ITMO) Director at Frost since November 2024, based in the Austin, Texas Metropolitan Area. Amy Braden was SVP, IT Talent Development Leader at Frost from 2023 to 2024, Director, Platform Publishing at Charles Schwab from 2021 to 2023 and Director, Digital Services at Charles Schwab from 2020 to 2021.
Carl Bush
LinkedInExperience: EVP - Information Technology/Facilities · Frost
Carl Bush holds the title EVP - Information Technology/Facilities at Frost, a role listed from 1994, based in Bulverde, Texas, and the profile headline reads EVP - Information Technology/Facilities at Frost Bank. Carl Bush was a System Engineer at Electronic Data Systems from 1987 to 1994.
Garry S Bernal
LinkedInExperience: Senior Vice President, Software Engineering Manager · Frost
Garry S Bernal has been Senior Vice President, Software Engineering Manager at Frost since May 2013, based in San Antonio, Texas, and also holds an adjunct faculty role at Alamo Colleges District. Garry S Bernal was Chief Software Engineer at Sierra Nevada Corporation from 2002 to 2013 and Senior Software Engineer at Titan Systems Corporation from 1996 to 2002.
Justin Morrell
LinkedInExperience: Director of Architecture · Frost
Justin Morrell has been Director of Architecture at Frost since August 2025, based in San Antonio, Texas, and the profile headline reads Director of Architecture & Consumer Banking Delivery at Frost Bank. Justin Morrell was Head of Architecture at Frost from 2023 to 2025, Manager, Platform Architecture there from 2022 to 2023 and Senior Infrastructure Engineer at CPS Energy from 2015 to 2019.
Linda Albornoz
LinkedInExperience: Sr. EVP and CIO · Frost
Linda Albornoz has been Sr. EVP and CIO at Frost since November 2020, based in the Austin, Texas Metropolitan Area, and the profile headline lists enterprise transformation, technology strategy and operational resilience. Linda Albornoz was SVP, Head of Digital Cross-Enterprise Platforms at Charles Schwab in 2020 and VP, Head of Digital Cross-Enterprise Platforms there from 2018 to 2019.
Sathish Kamireddy
LinkedInExperience: SVP, Capability Leader - Data & Analytics · Frost
Sathish Kamireddy holds the title SVP, Capability Leader - Data & Analytics at Frost, a role listed from 2015, based in San Antonio, Texas, and also holds the title Vice President of Analytics there. Sathish Kamireddy was VP, Data Warehouse Manager at Frost from 2010 to 2015 and a Data Warehouse Programmer there from 2002 to 2010.
Sathyanarayana Baliga
LinkedInExperience: Head of Payments and Integration · Frost
Sathyanarayana Baliga has been Head of Payments and Integration at Frost since July 2025, based in McKinney, Texas, and the profile headline reads SVP /Head of Payments and Integration. Sathyanarayana Baliga was Money Movement – Software Engineering Director at U.S. Bank from 2022 to 2023 and Senior Delivery lead - Global Transaction Banking at Deutsche Bank from 2013 to 2022.
Tarun Dewan
LinkedInExperience: Head of Commercial Banking Technology · Frost
Tarun Dewan has been Head of Commercial Banking Technology at Frost since March 2023, based in the Dallas-Fort Worth Metroplex. The profile headline reads Banking Technology Executive and lists CTO/CIO leadership, AI, data, payments, lending, open banking and enterprise architecture.
Toby Bond
LinkedInExperience: Senior Vice President/Capability Leader - Workplace Technology Services · Frost
Toby Bond has been Senior Vice President/Capability Leader - Workplace Technology Services at Frost since January 2026, based in San Antonio, Texas, and also holds the title Vice President - Endpoint Services there, listed from 2015. Toby Bond was a Consultant at Microsoft from 2010 to 2013 and Infrastructure Architect at Frost from 2000 to 2010.
Tom Wilson
LinkedInExperience: SVP, Director, IT Portfolio Management · Frost
Tom Wilson is a former SVP, Director, IT Portfolio Management at Frost, a role held from June 2019 to April 2021, and the profile says the role oversaw the PMO, business analysts, quality assurance, technology lifecycle management and IT planning. Tom Wilson was SVP, IT Operations at Frost from 2016 to 2019 and VP, Application Deployment and Support there from 2015 to 2016.
Choose the right perspective
Match the person's area to your question, since IT management, workplace technology, architecture, data and analytics, payments and commercial banking technology each cover different work. Check whether the person's experience comes mostly from one company or from several employers, since that shapes how they compare approaches.
Questions to take into the conversation
- 01How did you decide which systems to modernize first in your area?
- 02What measures did you use to judge whether IT was meeting the business's needs?
- 03How did you balance new technology work against keeping existing banking systems stable?
Reaching Frost Bank IT leaders
How can I contact one of these Frost Bank IT leaders?
Pick one of the 10 people on this page and choose "Book a paid call", or describe your project to find others. You offer a fee for a 15-minute call or a written answer, Instant Expert finds the person's work email and sends the invitation, and they decide whether to accept. The list covers 1 company: Frost, based on profile data retrieved on October 23, 2026. Being listed here doesn't mean someone has agreed to take calls.
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Can an AI agent ask one of these Frost Bank IT leaders a question?
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About this directory
This is a professional research starting point based on business profile data retrieved on . Titles and companies reflect that source snapshot; roles marked former had ended by then. Check the linked profiles for current details. Inclusion does not imply Instant Expert membership or availability.
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