Banking
10 asset liability management experts
These ten bank treasury and risk professionals have run asset liability management in their own roles, with titles such as head of asset liability management and head of ALM. A reader can learn how banks manage their balance sheets through asset liability management.
Professionals to explore
01—10Arsen Grigoryan, CFA, FRM
LinkedInExperience: Head of Asset & Liability Management · Ameriabank CJSC
Head of Asset & Liability Management at Ameriabank CJSC since December 2018. The profile describes leading balance sheet management at the bank and leading the transformation of its Internal Capital Adequacy Assessment Process (ICAAP). Former (Expert) Risk Manager, Domestic Markets (2016–2018) and (Senior) Risk Manager, Domestic Markets (2014–2015) at Central Bank of Armenia.
Chad A. Ackley
LinkedInExperience: Head of Asset Liability Management · Santander US
Head of Asset Liability Management at Santander US since January 2022 and former Director, Asset Liability Management there (2014–2022). The profile describes a treasury leader with 15+ years specializing in ALM, interest rate risk and liquidity. Former Senior Consultant, Quantitative Risk & Treasury at Nationwide Financial (2010–2013).
Christos Panagiotou
LinkedInExperience: Head of Group Asset Liability Management Division at Alpha Bank · Alpha Bank
Head of Group Asset Liability Management Division at Alpha Bank since May 2023; former Deputy Head Of Division, Group Asset Liability Management Division (2017–2023) and Senior ALM Manager, Group Asset Liability Management Division (2013–2016) there. Former Deputy Head Of Division, Treasury Division, Asset Liability Management at Crédit Agricole (2010–2013).
Holger Thiele
LinkedInExperience: Treasury, Head of ALM · Commerzbank AG
Treasury, Head of ALM at Commerzbank AG since July 2025. Other listed Commerzbank AG roles are Treasury - ALM Head of IR Strategy & Models (2022–2025), Treasury ALM Head of Liquidity Analytics (2021–2022) and Treasury Manager Asset Liability Management (2009–2021).
John J. Bernat
LinkedInExperience: Vice President - Head of U.S. Asset Liability Management · TD
Vice President - Head of U.S. Asset Liability Management at TD since May 2025. Former Co-Head of ALM Interest Rate Risk, Governance and Reporting (2023–2025), SVP Interest Rate Risk, Governance and Reporting (2021–2023) and Sr. Financial Analyst, Liquidity Risk Management (2018–2020) at U.S. Bank.
Jose L. Salinas, CFA
LinkedInExperience: First Vice President Asset Liability Manager & ERM Manager · IBC Bank
Senior Vice President Balance Sheet Strategy & Analytics at IBC Bank since May 2021 and former First Vice President Asset Liability Manager & ERM Manager there (2015–2021). The profile describes overseeing all asset liability management activities, including interest rate risk measurement, liquidity risk measurement, stress testing and hedging strategy reviews.
Mark Hodgskiss, CFA
LinkedInExperience: Director, Head of BBPLC ALM · Barclays
Director, Head of BBPLC ALM at Barclays since January 2026; other listed Barclays roles are VP, ALM Strategic Change & Innovation (2025), VP, ALM Modelling & Regulatory Strategy (2022–2024), VP, ALM Insights (2021–2022) and AVP, ALM Manager (2020–2021). The profile describes leading BBPLC entity ALM coverage and strategy and mentions previous involvement in advancing IRRBB and behavioural modelling capabilities.
Peter Nichols, CFA, ACMA CGMA
LinkedInExperience: SVP Head of Asset & Liability Management · Citizens
SVP Head of Asset & Liability Management at Citizens since April 2024, where the profile says the role is responsible for interest rate risk, funds transfer pricing and capital stress testing. Other listed Citizens roles include SVP Head of Capital Stress Testing (2022–2024), SVP, Head of ALM Balance Sheet Modeling (2015–2019) and VP, Asset Liability Management (ALM) (2011–2015).
Ryan Burton
LinkedInExperience: Managing Director. Head of Asset Liability Management · State Street
Managing Director. Head of Asset Liability Management at State Street since January 2024, where the profile describes leading the ALM team, one of the core functions in Global Treasury. Other listed roles include Vice President. Head of Interest Rate Risk at State Street (2015–2020) and Vice President, Balance Sheet Management Asset Liability Interest Rate Risk Manager at Bank of America (2011–2015).
Shyam Dwarkani
LinkedInExperience: Head - ALM · ICICI Bank
Head - ALM at ICICI Bank since May 2004. The profile describes managing the asset liability function for ICICI Bank's Indian operations, including management of rupee and foreign currency short-term and structural liquidity risk, deciding deposit rates and the framework of lending rates, and executing the wholesale borrowing program.
Choose the right perspective
Match the person's bank size and market to yours, since ALM at a large international bank differs from ALM at a regional or domestic lender in models, regulation and hedging tools. Also check whether the person's roles leaned toward interest rate risk, liquidity or balance sheet strategy, and pick the one closest to your question.
Questions to take into the conversation
- 01How do you set and monitor limits for interest rate risk in the banking book?
- 02What assumptions about deposit behaviour matter most in your ALM models, and how do you test them?
- 03How do you bring ALM analysis to the ALCO so it leads to clear decisions on funding and hedging?
Reaching asset liability management experts
How can I contact one of these asset liability management experts?
Pick one of the 10 people on this page and choose "Book a paid call", or describe your project to find others. You offer a fee for a 15-minute call or a written answer, Instant Expert finds the person's work email and sends the invitation, and they decide whether to accept. The list covers 10 companies, including Ameriabank CJSC, Santander US and Alpha Bank, based on profile data retrieved on October 3, 2026. Being listed here doesn't mean someone has agreed to take calls.
How much does it cost to reach asset liability management experts?
You choose the offer, starting at $5 per person. It includes Instant Expert's 20% fee, so an offer that pays the person $100 costs you $125. You're charged only when the person books the call or sends the answer.
What if they don't reply?
You pay nothing. Instant Expert sends follow-up reminders, and if the person hasn't booked or answered within 7 days, the request expires and any hold on your card is released. You can invite several of the 10 people on this list at once and cap your total spend, so you pay only for the ones who accept.
About this directory
This is a professional research starting point based on business profile data retrieved on . Titles and companies reflect that source snapshot and may describe past or present roles. Check the linked profiles for current details. Inclusion does not imply Instant Expert membership or availability.
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