People operations
10 benefits consultants
These ten benefits consultants hold or have held employee benefits consulting roles, including at Aon, Marsh McLennan Agency, Milliman, Segal and USI. A reader can learn how employers design, price and manage health and other benefit programs, and how consultants approach plan design, renewals and cost control.
Professionals to explore
01—10Cristina Lee
LinkedInExperience: Senior Global Benefits Consultant · Lockton
Senior Global Benefits Consultant at Lockton since 2024. Former Global Head of Employee Benefits, Mobility, & Immigration at Stealth Startup (2023–2024), Global Benefits Leader at Newmont Corporation (2022) and International Benefits Leader at CSG (2020–2022). The profile says she brings a client-side global benefits background to designing and implementing benefit strategies.
Denise Sherwood, CEBS, AHIC
LinkedInExperience: Senior Vice President - Employee Benefits Consultant · USI Insurance Services
Former Senior Vice President - Employee Benefits Consultant at USI Insurance Services (2015–2019). She has been Vice President, Health & Benefits at Marsh McLennan Agency since 2019, and was Vice President at Aon (2007–2011) and Partner Owner at Spectrum Benefits, LLC (1996–2007). The profile describes her as a strategic benefits consultant specialized in health and welfare, with experience designing benefits plans and risk mitigation.
Emily Adams
LinkedInExperience: Partner and Vice President, Employee Benefits Consultant · USI Insurance Services
Partner and Vice President, Employee Benefits Consultant at USI Insurance Services since 2017, and Employee Benefits Consultant there since 2013. Former Client Manager, Professional Services (2012–2013) and Health Management Consultant (2009–2012) at Oswald Companies. The profile says her team analyzes client business issues and challenges leveraging USI ONE.
Erik Niver, MBA, CEBS
LinkedInExperience: Principal & Sr. Benefits Consultant · Milliman
Principal & Sr. Benefits Consultant at Milliman since 2022. The profile describes his focus as health and welfare benefits strategy, including strategic benefits consulting for single and aggregated employers and PEOs, ICHRA and analytics, and says he helps employers navigate the complexity of health and welfare benefits.
Lori Nadeau, MBA, CEBS, GBDS
LinkedInExperience: Senior Benefits Consultant · Wallace Welch & Willingham, An IMA Company
Senior Benefits Consultant at Wallace Welch & Willingham, An IMA Company since 2023. Former Account Executive at OneDigital Southeast (2021–2023), Senior Benefits Consultant at BKS Partners (2020–2021) and Lead Associate at WTW (2018–2020). The profile says she helps companies with their health and welfare benefits by providing expert knowledge on benefit plan designs.
Marybeth Gray
LinkedInExperience: Senior Vice President, Health & Welfare Consulting · Marsh McLennan Agency
Senior Vice President, Health & Welfare Consulting at Marsh McLennan Agency since 2000. Former Vice President, Health & Welfare Consulting at Aon (1999–2000) and National Account Manager at Aetna, a CVS Health Company (1989–1999). The profile says she draws on her years on the insurer side and now works as an advocate helping employers put healthcare within reach of every employee.
Misty L. Staggs, CEBS, GBA
LinkedInExperience: Senior Consultant, Health & Benefits · Aon
Senior Consultant, Health & Benefits at Aon since 2026. At WTW she was Senior Client Manager - Human Capital & Benefits (2023–2026), Lead Client Manager - Human Capital & Benefits (2020–2023) and Client Manager - Human Capital and Benefits (2015–2020). The profile says she helps employers design, manage and optimize health and welfare benefit programs.
Pamela Owen
LinkedInExperience: Area Senior Vice President and Senior Strategic Benefits Consultant · Gallagher
Former Area Senior Vice President and Senior Strategic Benefits Consultant at Gallagher (2022–2023) and Principal, Senior Benefits, M&A and Health Data Analytics Consultant there (2016–2022). She was also Senior Employee Benefits Consulting Executive at Workforce Benefits Excellence LLC (2023–2025) and has been Human Capital Consultant at Deloitte since 2025. The profile lists self-insured health plans, value-based design, health data analytics and M&A due diligence among her areas.
Stephen Murphy, CEBS
LinkedInExperience: Vice President, Benefits Consultant · Segal
Vice President, Benefits Consultant at Segal since 2015; the profile lists the same title at Sibson Consulting for the same period. It describes his employee benefits consulting work, with specialties in health and welfare program strategy development and implementation, claim reporting and data analysis, and vendor evaluation, selection and management.
Tom Godfrey
LinkedInExperience: AVP, Managing Consultant · NFP, an Aon company
AVP, Managing Consultant at NFP, an Aon company since 2025. Former Associate Consultant - Health and Benefits at Marsh People Solutions (2021–2023) and Benefits Consultant at Snellings Walters Insurance Agency (2014–2021). The profile describes him as a benefits consultant focused on self-funding, cost-containment strategy, captives and ICHRA who helps employers use data to reduce healthcare costs.
Choose the right perspective
Match the consultant's firm type and the employers they describe serving to your own size and funding model, and check whether their experience is mainly in health and welfare, retirement or global benefits. Ask how the consultant is paid and which carriers or vendors they work with before sharing plan data.
Questions to take into the conversation
- 01What should an employer review first when its health plan costs rise faster than expected at renewal?
- 02When does moving from a fully insured plan to self-funding make sense, and what risks come with it?
- 03How do you measure whether a benefits program is helping with hiring and retention?
About this directory
This is a professional research starting point based on business profile data retrieved on . Titles and companies reflect that source snapshot and may describe past or present roles. Check the linked profiles for current details. Inclusion does not imply Instant Expert membership or availability.
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