10 Citi finance leaders
Every one of these Citi finance leaders holds or held a divisional or regional CFO title, covering International, Europe, Banking, Markets, the Private Bank, U.S. Personal Banking, partnership cards, treasury services, the Caribbean and Central America and a Japan, Asia North and Australia cluster; nine are still at Citi. They suit banks, fintechs and investors trying to understand how Citi plans, controls and reports results business by business and region by region.
Professionals to explore
Ben Vance
LinkedInExperience: Former Managing Director - CFO, Partnership Cards & Development · Citi
In March 2026 Ben Vance became Managing Director - CFO, Partnership Cards & Development at Citi, after Managing Director - CFO, US Co-Brand Cards (2025–2026) and CFO, US Proprietary Cards (2021–2025). Ben was also Senior Vice President - Finance Lead - Cash Products (2018–2020) and Director - Head of Finance - US Consumer Marketing (2020–2021) at Citi. Three cards CFO titles make Ben the person for co-brand and proprietary card economics.
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David Howe
LinkedInExperience: CFO, Global Institutional Treasury Services & North America TTS · Citi
Over a decade in one CFO seat suits David Howe to questions on treasury services finance and benchmarking: CFO, Global Institutional Treasury Services & North America TTS at Citi since 2013, after Head of Business Analytics, Managing Director (2011–2013). Outside Citi, David was SVP & Account Manager at Digitas Classic (2001–2002), Head of Benchmarking, Group Vice President at Gartner (2002–2008) and President of Alpine Advisors, LLC (2007–2011).
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Essya Hanachi
LinkedInExperience: Former Chief Financial Officer, U.S. Personal Banking · Citi
Consumer banking and card finance at Citi and JPMorganChase are the fit for Essya Hanachi, Chief Financial Officer, U.S. Personal Banking at Citi (2023–2026), after Chief Operating Officer for Finance at Citi (2021–2023), and Head of Financial Planning & Analysis at Synchrony since September 2026. At JPMorganChase, Essya was Managing Director, Regulatory Capital Management Office (2012–2021) and Chief Financial Officer, Chase Card Services (2017–2021).
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Gagan Singh
LinkedInExperience: International - Chief Financial Officer · Citi
Gagan Singh has been International - Chief Financial Officer at Citi since May 2025, after Managing Director - Controller Client, Banking & International and Legacy Franchises (2023–2025). Gagan's earlier Citi titles were Director - Head of Financial Close and Assurance - APAC (2017–2019), Managing Director- Deputy Controller and Head of Reporting APAC (2019–2021) and Managing Director - Regional Franchise Controller APAC (2021–2023). A fit for how controllership feeds the international CFO role.
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Jaime Perez
LinkedInExperience: CFO - Caribbean and Central America · Citi
As CFO - Caribbean and Central America at Citi since May 2022, Jaime Perez leads the finance function for a region of over 10 markets, overseeing financial analysis, reporting and control, integration and transformation. Jaime's other Citi titles were Director - Country Finance Officer (2010–2012), Director - Financial Planning & Analysis Head - Latin America (2012–2015), Director - FP&A Head (Global Analytical Center) (2015–2019) and Director - Latin America North FP&A Head (2019–2022).
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Jennifer Landis
LinkedInExperience: Chief Financial Officer, Markets · Citi
Jennifer Landis became Chief Financial Officer, Markets at Citi in August 2026 and has been Head of Investor Relations there since 2021. At JPMorganChase, Jennifer was Managing Director - Head of Firmwide Planning & Analysis (2014–2018), Managing Director - Head of CCB Digital Partnership Development (2018–2019) and CFO, Middle Market Banking & Specialized Industries (2019–2021). The investor relations seat makes Jennifer a fit for how Citi presents results to investors.
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Jill Zhao
LinkedInExperience: Managing Director - CFO, Citi Private Bank · Citi
Jill Zhao has been Managing Director - CFO, Citi Private Bank since May 2026. Jill's earlier Citi titles were Director - Global Consumer Bank - Global Head of Finance and Risk Management Reporting & Analysis (2014–2019), Director - Firm-wide Enterprise Risk Management (2LOD) (2020–2022), and Managing Director roles as Head of In-Business Enterprise Risk Management & Strategic Risk (2023–2024) and of In-Business Enterprise Risk and Balance Sheet Management (2024–2026).
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Jonathan DeCristofaro
LinkedInExperience: CFO, Banking · Citi
CFO, Banking at Citi since November 2023, Jonathan DeCristofaro took that role after Head of FP&A - Institutional Clients Group (2023). Jonathan was Head of FP&A and Expense Optimization at a NY based Hedge Fund (2019–2023), and at Citi earlier held Head, Long Term Planning, Strategy and CCAR - Institutional Clients Group (2015–2017) and CFO - Managing Director, Global Equities & Securities Services (2017–2019). Good for planning, CCAR and expense questions.
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Mateus Almeida
LinkedInExperience: Cluster CFO, Japan, Asia North & Australia (JANA), Managing Director · Citi
Since September 2025, Mateus Almeida has been Lead Finance Officer (LFO), U.S. Retail Banking, Managing Director at Citi, after Cluster CFO, Japan, Asia North & Australia (JANA) (2023–2025). Mateus was Country CFO for Citi Hong Kong (2021–2023) and Citi Brazil (2017–2021) and CFO, Citi Holdings (2016–2017), and describes Managing Director roles in New York, Hong Kong, London and São Paulo, which suits country and cluster CFO questions.
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Natalia Bozek
LinkedInExperience: Managing Director, Chief Financial Officer - Europe, CFO and Board Director - Citibank Europe Plc · Citi
Legal-entity and country finance in Europe is the fit for Natalia Bozek, who holds Managing Director, Chief Financial Officer - Europe, CFO and Board Director - Citibank Europe Plc at Citi since February 2024, after Managing Director, CFO, Citi Handlowy (2018–2024). At Citi, Natalia was also Financial Planning and Analysis Director for Citi Handlowy (2006–2013) and the Europe Cluster (2013–2017) and Finance and Strategy Head, Deputy CFO, Citi Handlowy (2017–2018).
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Choose the right perspective
For institutional businesses, Jonathan DeCristofaro (Banking), Jennifer Landis (Markets) and David Howe (treasury services) are the closest fit; consumer and cards questions go to Ben Vance, Mateus Almeida, now in U.S. Retail Banking, and Essya Hanachi, who left Citi in 2026. Gagan Singh, Natalia Bozek and Jaime Perez cover international and regional finance, and Jill Zhao links Private Bank finance with enterprise risk.
Questions to take into the conversation
- 01How does a Citi business CFO's plan get reconciled with the regional and legal-entity view, for example at Citibank Europe Plc?
- 02What do Citi's divisional CFOs report each month, and which numbers start a conversation with the business head?
- 03How are capital and expenses allocated between Citi's Banking, Markets and treasury services businesses?
About this directory
This is a professional research starting point based on business profile data retrieved on . Titles and companies reflect that source snapshot; roles marked former had ended by then. Check the linked profiles for current details. Inclusion does not imply Instant Expert membership or availability.