Payments
10 former Square risk leaders
These ten people led risk teams or risk work at Square and have since left the company. A reader can learn how risk work was run at a company like Square from people who did it there.
Professionals to explore
01—10Andrew Kostin
LinkedInExperience: Former Lead Product Manager, Risk Banking, Buyer Fraud & Account Integrity · Square
Lead Product Manager, Risk Banking, Buyer Fraud & Account Integrity at Square (2022–2024). Andrew was also Executive Director, Product Management - Commercialized Payments Risk Platform at J.P. Morgan (2024–2025), Group Product Manager for risk, compliance and trust and safety at Etsy (2021–2022) and a payments risk product lead at eBay (2020–2021).
Brian Howard
LinkedInExperience: Former APAC Credit Risk Lead · Square
APAC Credit Risk Lead at Square (2022–2024), a role the profile places in Melbourne and describes as leading the APAC risk function for Square, and North American Credit Risk Manager at Square (2019–2022). Brian has been Senior Credit Risk Manager at Plaid since 2026 and was Vice President, Underwriting & Transaction Risk at Priority Commerce (2025–2026).
Dale Alejandro Robinson
LinkedInExperience: Former Head of Credit Risk Policy and Program Management Office · Square
Head of Credit Risk Policy and Program Management Office at Square (2020–2023), a role the profile says managed a team of global program managers responsible for Square credit risk policy and operational program design. Dale was also Disputes Systems Lead - CashApp at Square (2023) and has been Senior Product Manager, Risk at Gusto since 2024.
Diego Sandoval
LinkedInExperience: Former Head of Product and Program: Fraud and Risk Platform · Square
Head of Product and Program: Fraud and Risk Platform at Square (2020–2024). Diego has been Director Risk Product Management at Intuit since 2024 and was Head of Product Tech - Policy Risk at Amazon (2019) and Director of Product Tech & Design - PwC Labs at PwC (2019–2020).
Janaiah McClure, MBA
LinkedInExperience: Former Head of Fraud Risk Policy · Square
Head of Fraud Risk Policy at Square (2020–2022), Manager, Fraud Risk Operations at Square (2019–2020) and Program Manager, Risk Strategy & Analytics at Square (2018–2019). Janaiah has been Senior Manager, Fraud at Mercury since 2025 and was Senior Program Manager, Dispute Experience at Chime (2022–2025).
Jennifer Coyne
LinkedInExperience: Former Chief Risk Officer, Ireland (PCF-14) · Square
Chief Risk Officer, Ireland (PCF-14) at Square (2020–2024) and Square Legal Lead, Europe (2021–2024). Jennifer was also International Counsel at Square (2017–2021) and has worked as an independent non-executive director and board and governance advisor since 2024, and the profile describes expertise in regulatory engagement and enterprise risk oversight.
Katie Savitz
LinkedInExperience: Former Risk Lead - Europe · Square
Risk Lead - Europe at Square (2016–2019) and Risk Operations Lead at Square (2014–2016). Katie was also Senior Manager of Financial Crime at Monzo (2019–2020), where the profile says Katie was part of the financial crime leadership team, and Co-Founder of Cable, as CPO (2020–2024) and Chief Customer Officer (2024–2025).
Michael Foley
LinkedInExperience: Former Head of Risk Operations · Square
Head of Risk Operations at Square (2024–2025) and Director, Global Head of Credit Policy and Operations - Square and Afterpay Merchant Risk (2022–2024). At Square, Michael was also Head of Credit Policy and Operations (2020–2024) and Credit Risk Operations Lead (2017–2019). Michael has been Sr. Director, Large Enterprise Seller Risk at PayPal since 2025.
Sajal Agarwal
LinkedInExperience: Former Head of Square Payments Fraud and Credit Risk · Block
Head of Square Payments Fraud and Credit Risk at Block (2022–2025), a role the profile says covered mitigating fake accounts, buyer fraud, collusion and credit risk. Sajal has been Director Global Seller Risk at PayPal since 2025 and was Director, New Accounts Credit Risk at American Express (2019–2022).
Wade Robison
LinkedInExperience: Former Chief Risk Officer (CRO) · Square
Chief Risk Officer (CRO) at Square (2023–2025), a role the profile places in Holladay, Utah. Wade has been Chief Risk Officer (CRO) - PayPal Bank in Formation at PayPal since 2025 and was Chief Risk Officer (CRO) at WEX (2020–2023) and SVP -- Head of Risk Personal Finance Division at Bank of the West (2016–2020).
Choose the right perspective
Match the person's area to your question, since credit risk, fraud policy, risk operations, risk product management and regional or executive risk roles are different jobs. Check which years the person spent at Square and where the person works now.
Questions to take into the conversation
- 01How do you set credit and fraud policy for small businesses that are new to card payments?
- 02How do risk operations teams at a payments company decide what to automate and what to review by hand?
- 03What changes in risk management when a payments company launches in a new country?
Reaching former Square risk leaders
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About this directory
This is a professional research starting point based on business profile data retrieved on . Titles and companies reflect that source snapshot; roles marked former had ended by then. Check the linked profiles for current details. Inclusion does not imply Instant Expert membership or availability.
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