Payments
10 payments account risk review experts
These ten current and former payment processor and merchant acquirer staff have worked in merchant risk, underwriting and account review roles at those companies. A reader can learn how platforms approach payments account risk review from people who have worked inside them.
Professionals to explore
01—10Amanda Miller
LinkedInExperience: Merchant Risk & Underwriting Specialist · Checkout.com
Former Merchant Risk & Underwriting Specialist at Checkout.com (2021-2023). Later a Senior Underwriter at Fortis (2023-2025) and Underwriter II at Maverick Payments since 2025. The profile describes almost 20 years in payments risk, underwriting and compliance across ecommerce, high-velocity and international merchants.
Brian Cartwright
LinkedInExperience: Merchant Reactive Risk Analyst · PayPal
Former Merchant Reactive Risk Analyst at PayPal (2013-2018) and former Seller Risk Appeals Agent there (2012-2013), after earlier collections support roles at PayPal (2010-2012). The profile describes eight years of progressive responsibility at PayPal and strong research and risk analysis skills.
Conrad Remington
LinkedInExperience: Manager - Merchant Client Underwriting & Monitoring · Global Payments Inc.
Manager, Merchant Client Underwriting & Monitoring at Global Payments since 2024, after serving there as Senior Credit Review Analyst (2022-2024), Credit Analyst II (2021-2022) and Credit Analyst I (2019-2021). The profile describes his current work as a manager of merchant client underwriting and review.
Ilja Vermeulen
LinkedInExperience: Senior Risk Operations Specialist · MultiSafepay
Senior Risk Operations Specialist at MultiSafepay, a payment service provider, since 2026, after serving there as Lead Underwriting & Risk Management (2020-2026) and Underwriting & Risk Monitoring Officer (2018-2020). The profile describes enterprise onboarding, high-risk business model assessments and support for underwriting teams.
Khairul Harun
LinkedInExperience: Merchant Risk Manager - Checkout · Payoneer
Merchant Risk Manager for Checkout at Payoneer since 2026, after serving as Risk Process Manager, Merchant Services there (2022-2026). Former Lead of the APAC High Risk Desk at PayPal (2021-2022), and before that Senior Credit Underwriter (2018-2021) and Credit Underwriter (2014-2018) at PayPal. The profile describes developing credit and fraud risk policies and managing a high-risk portfolio.
Merixel Martin
LinkedInExperience: Senior Risk (Credit and Fraud) Analyst · PayPal
Senior Risk (Credit and Fraud) Analyst at PayPal since 2017, after serving as Risk (Credit and Fraud) Analyst there (2016-2017). The profile describes guiding peers in reviewing PayPal merchants applying for high-risk products and features, resolving escalations and conducting quality reviews.
Revena Muniandy
LinkedInExperience: Lead Merchant Risk Analyst (ANZ, SG & HK Market) · American Express
Lead Merchant Risk Analyst for the Australia, New Zealand, Singapore and Hong Kong markets at American Express since 2022, after serving as Senior Merchant Risk Analyst for the US market (2019-2022). The profile describes identifying fraudulent, collusive and suspicious activity. Former Protection Services Executive at PayPal (2016-2019).
Robbie Thielen
LinkedInExperience: Director of Risk Operations- Merchant Services · Wells Fargo
Director of Risk Operations, Merchant Services at Wells Fargo since 2025, after serving as Merchant Services Underwriting Senior Manager there (2024-2025). Former Head of Americas Portfolio Management at PayPal (2019-2022) and former Credit Risk Manager at BlueSnap (2022-2024).
Thomas M. Taylor
LinkedInExperience: Senior Merchant Risk Investigator · Paysafe
Former Senior Merchant Risk Investigator at Paysafe (2021-2022), followed by roles there as Risk Management Supervisor (2022-2024), Risk Manager (2024-2025) and Risk Director (2025). Director of risk at KORT Payments since 2025. The profile describes over 18 years in card processing, merchant services and fraud mitigation.
Zhiyue Li
LinkedInExperience: Merchant Risk Monitoring Analyst · PayPal
Former Merchant Risk Monitoring Analyst (2012-2014), Large Merchant Underwriting Consultant (2014-2019) and Merchant Lifecycle Analytics Risk Analyst (2019-2023) at PayPal. Merchant Risk Manager at Payoneer since 2024. The profile describes merchant onboarding, underwriting and lifecycle risk monitoring, and post-mortem analysis on large merchant losses.
Choose the right perspective
Match the person's employer and role level to your question, since an analyst who reviewed individual merchants and a manager who ran an underwriting or monitoring team saw different parts of the work. Consider whether you want someone who worked on onboarding and underwriting or on monitoring accounts after they were live, and whether a current or former employee suits your question.
Questions to take into the conversation
- 01How do merchant risk teams divide work between onboarding review and ongoing monitoring?
- 02What signals tend to move a merchant into a higher-risk review queue?
- 03How do risk teams balance fraud losses against the cost of reviewing good merchants?
Reaching payments account risk review experts
How can I contact one of these payments account risk review experts?
Pick one of the 10 people on this page and choose "Book a paid call", or describe your project to find others. You offer a fee for a 15-minute call or a written answer, Instant Expert finds the person's work email and sends the invitation, and they decide whether to accept. The list covers 8 companies, including Checkout.com, PayPal and Global Payments Inc., based on profile data retrieved on October 9, 2026. Being listed here doesn't mean someone has agreed to take calls.
How much does it cost to reach payments account risk review experts?
You choose the offer, starting at $5 per person. It includes Instant Expert's 20% fee, so an offer that pays the person $100 costs you $125. You're charged only when the person books the call or sends the answer.
What if they don't reply?
You pay nothing. Instant Expert sends follow-up reminders, and if the person hasn't booked or answered within 7 days, the request expires and any hold on your card is released. You can invite several of the 10 people on this list at once and cap your total spend, so you pay only for the ones who accept.
Can an AI agent ask one of these payments account risk review experts a question?
Yes. An agent with a USDC wallet on Base can ask one question without an Instant Expert account. It names the person, for example by the LinkedIn URL on this page, and pays per ask over x402 (HTTP 402). The person answers in writing or by voice note, and if nobody answers within 7 days, the payment goes back to the wallet automatically. x402 docs
About this directory
This is a professional research starting point based on business profile data retrieved on . Titles and companies reflect that source snapshot and may describe past or present roles. Check the linked profiles for current details. Inclusion does not imply Instant Expert membership or availability.
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