Banking
10 retail deposit products experts
These ten bankers have managed retail deposit products in their own roles, heading consumer deposits, checking, deposit product management or deposit pricing at banks. A reader can learn how banks build and manage their retail deposit products.
Professionals to explore
01—10Andrew Levin
LinkedInExperience: VP, Head of Deposits · Happen Bank
VP, Head of Deposits at Happen Bank since 2024, where the profile describes leading strategy, product management and sales for consumer, small business and commercial deposits at the bank formerly known as LendingClub. Former VP, Head of Consumer and Small Business Deposits and Customer Experience at Happen Bank (2022–2024) and SVP, Head of National Checking and Deposits at Citizens (2021–2022).
Andy Cook
LinkedInExperience: Managing Director - Head of Core Segment and Pricing · JPMorganChase
Managing Director - Head of Core Segment and Pricing at JPMorganChase since 2026, where the profile describes leading the consumer deposit business for the mass segment and managing all fee and interest rate pricing for the deposit business. Former Managing Director - Head of Consumer and Business Deposit Pricing, Financial Product Owner at JPMorganChase (2024–2026).
Grant Tefft
LinkedInExperience: Head of Consumer Deposits · Truist
Head of Consumer Deposits at Truist since 2024. Former Head of Consumer Checking and Deposit Fees (2023–2024), Head of Consumer Checking (2017–2023) and Sr Product Manager (2014–2017) at Truist, and Sr. Product Manager - Consumer Checking at Huntington National Bank (2013–2014).
Jeff Steer
LinkedInExperience: Director, Head of Deposit Product Management · Citi
Director, Head of Deposit Product Management at Citi since 2023, where the profile says Steer is responsible for the development and growth of new and existing deposit products in the Retail Bank and Consumer Wealth segments. Former Director, Head of Checking and Product Innovation (2021–2023) and SVP, Consumer Savings Product Manager (2009–2016) at Citi.
Joseph Lister
LinkedInExperience: Head of Deposits, Retail Bank · Santander US
Head of Deposits, Retail Bank at Santander US since 2025 and former Senior Director, Retail Deposit Pricing and Portfolio Management there (2021–2025). Former Head of Deposit Pricing and Analytics (2021) and Director, Portfolio Analytics and Pricing (2019–2021) at Union Bank.
Lee Champion
LinkedInExperience: Head of Deposit Product Management · Ally
Head of Deposit Product Management at Ally since 2017. Former SVP Retail Channel Strategy (2014–2016), SVP Banking Center Sales & Enablement executive (2013–2014), SVP Retail Strategy and Execution executive (2010–2013) and SVP Digital Deposit Sales & Service executive (2008–2010) at Bank of America.
Margaret Peck, MBA
LinkedInExperience: Senior Vice President, Manager - Consumer Deposits Product Management Team · Comerica Bank
Former Senior Vice President, Manager - Consumer Deposits Product Management Team at Comerica Bank (2020–2025), where the profile says Peck led the Retail Deposits Product Management team with oversight of all consumer deposit products and fee income. Former VP, Deposits Product Management Group Manager (2017–2020) and VP, Savings & Investment Deposits Product Manager & Team Lead (2011–2017) at Comerica Bank.
Mark Rhoades
LinkedInExperience: SVP, Head of Consumer & Regional Bank Deposits, Product, & Pricing · Huntington National Bank
SVP, Head of Consumer & Regional Bank Deposits, Product, & Pricing at Huntington National Bank since 2022 and former SVP, Consumer Deposit Product & Fee Director there (2016–2022). Former Vice President, Product Manager - Senior at Huntington National Bank (2012–2016).
Shikha Narula
LinkedInExperience: Managing Director, Head of Consumer Deposit Products, Transformation and Rewards · Bank of America
Managing Director, Head of Consumer Deposit Products, Transformation and Rewards at Bank of America since 2025. Former Managing Director, Head of Consumer & Small Business Product Strategy, Transformation and Rewards at Bank of America (2024–2025) and Vice President, Head of US Consumer Lending Products at American Express (2020–2022).
Vishal Patel
LinkedInExperience: Head of Deposit Product Strategy & Management · Santander US
Head of Deposit Product Strategy & Management at Santander US since 2025, where the profile describes P&L and general management responsibility for the bank's digital consumer deposit portfolio, including high-yield savings, CDs and checking/debit products, and leading product and pricing strategy. Former Head of Partnerships & Product Commercialization at Santander US (2024–2025).
Choose the right perspective
Match the person's focus to your question, since deposit pricing roles deal with rates, fees and balance growth, while product management and checking roles deal with the account lineup and customer experience. Also consider the type of bank the person worked at, because a digital bank gathering deposits online faces different tradeoffs than a branch-based bank.
Questions to take into the conversation
- 01How do you set deposit rates and fees, and how do you decide when to change them?
- 02How do you design a checking and savings lineup that attracts primary relationships rather than rate-chasing balances?
- 03What metrics do you use to judge whether a new deposit product is working?
Reaching retail deposit products experts
How can I contact one of these retail deposit products experts?
Pick one of the 10 people on this page and choose "Book a paid call", or describe your project to find others. You offer a fee for a 15-minute call or a written answer, Instant Expert finds the person's work email and sends the invitation, and they decide whether to accept. The list covers 9 companies, including Happen Bank, JPMorganChase and Truist, based on profile data retrieved on October 4, 2026. Being listed here doesn't mean someone has agreed to take calls.
How much does it cost to reach retail deposit products experts?
You choose the offer, starting at $5 per person. It includes Instant Expert's 20% fee, so an offer that pays the person $100 costs you $125. You're charged only when the person books the call or sends the answer.
What if they don't reply?
You pay nothing. Instant Expert sends follow-up reminders, and if the person hasn't booked or answered within 7 days, the request expires and any hold on your card is released. You can invite several of the 10 people on this list at once and cap your total spend, so you pay only for the ones who accept.
About this directory
This is a professional research starting point based on business profile data retrieved on . Titles and companies reflect that source snapshot and may describe past or present roles. Check the linked profiles for current details. Inclusion does not imply Instant Expert membership or availability.
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